Access capital without giving up equity. Use retirement savings through ROBS 401(k), explore alternative funding sources, or combine strategies to get your business funded.
Smart capital deployment with thoughtful tools and transparent guidance — that's just simple to use.
Capital deployed through our platform
Founders funded and growing
Equity taken by our platform
ROBS lets you use existing 401(k), IRA, or 403(b) funds to capitalize your business — tax-free and penalty-free. You need $50K+ in retirement savings and an active role in the business.
ROBS isn't the only path. Explore alternative capital sources that may be right for your situation.
Unlock liquidity from pre-IPO equity without selling your shares. Ideal for founders or employees with concentrated positions in private companies.
Learn More →Leverage your home equity to access business capital at competitive rates. Fast funding with flexible repayment terms.
Learn More →Borrow against concentrated stock positions or public market portfolios to fund your business without liquidating investments.
Contact us for optionsGovernment-backed small business financing with favorable terms. Up to $5M with longer repayment periods and lower down payments.
Contact us for guidanceLines of credit, term loans, and equipment financing from established lending institutions. Best for businesses with existing revenue.
Contact us for referrals| ROBS 401(k) | HELOC | SBA Loan | Margin Loan | Private Stock | |
|---|---|---|---|---|---|
| Equity Dilution | None | None | None | None | None |
| Tax Impact | Tax-free | Varies | Interest deductible | Varies | Varies |
| Debt Created | No | Yes | Yes | Yes | Yes |
| Speed | 3-4 weeks | 1-2 weeks | 4-8 weeks | 1-2 weeks | 2-4 weeks |
| Qualifications | $50K+ retirement funds | Home equity | Good credit, biz plan | Stock portfolio | Pre-IPO equity |
| Personal Risk | Low | Home at risk | Personal guarantee | Margin calls | Limited |